Direct Primary Care and Health Insurance

At times, it may seem like Direct Primary Care and health insurance are direct competitors or enemies. But in today’s blog at Nextera Healthcare in Frederick, we are here to tell you that health insurance and Direct Primary Care actually work very well hand-in-hand. Keep reading to learn more about how health insurance and Direct Primary Care can work together to provide you with a powerful and comprehensive healthcare experience.

Ready to start your Direct Primary Care services at Nextera Healthcare in the Frederick area? Contact us today!


Direct Primary Care Isn’t a Replacement for Insurance

We want to be very clear in saying that Direct Primary Care is not a replacement for health insurance. While Direct Primary Care covers roughly 80-90% of all your healthcare needs, it’s important to note that there are some things that are not included in your direct primary care membership.

Direct Primary Care covers a wide variety of healthcare services including but not limited to:

  • Acute care and chronic disease management
  • Allergy management
  • Dermatology
  • Mental health, including management for depression, anxiety, and other mood disorders
  • School, sports, and workplace physicals
  • Sleep hygiene assessments and support
  • Stress management
  • Treatment of sprains, lacerations, and broken bones
  • Weight management and health risk assessment
  • Women’s health
  • Well checks for infants and children
  • Preventive health care

Some examples of scenarios that Direct Primary Care does not cover but health insurance may include:

  • Laboratory Services
  • Medical Imaging
  • Surgery
  • Specialist Care
  • Emergency Department Visits
  • Hospitalization

For more major medical procedures, specialists, and surgeries, it’s important to have health insurance in order to have complete coverage for all aspects of your healthcare. For day-to-day healthcare, minor emergencies, and most general health concerns, direct primary care has you covered.

How they Compliment One Another

Direct Primary Care membership and health insurance complement each other very nicely. At Nextera Healthcare in the Frederick area, we often recommend that people pair their Direct Primary Care coverage with a high-deductible insurance plan. With this solution, nearly all of your healthcare needs are covered through Nextera Healthcare. But, you are also still prepared for the rarer and more serious healthcare needs like surgery and emergency room visits. Between Direct Primary Care and high-deductible health insurance, you can rest easy knowing that you are covered no matter what.

Save Money

Many people are choosing Direct Primary Care at Nextera Healthcare in Frederick in an effort to save money. Even some of the best insurance coverages include copays for each and every visit to your primary care doctor. Because of this, many people are choosing more affordable insurance plans with a high deductible to cover major surgeries and health concerns and paying a low monthly membership fee for Direct Primary Care. This way, they can visit their doctor as much as they’d like with no fiscal consequences or extra fees of any kind.

Nextera Healthcare in Frederick

Direct Primary Care through Nextera Healthcare in the Frederick area is a revolutionary new approach to healthcare in the United States. If you and your family are interested in learning more about direct primary care and becoming a member of Nextera Healthcare, don’t hesitate to reach out to us at any time!